Pricing
Apipay's transaction fees are clear from day one. No setup fee, no monthly fee, you only pay when there's a transaction or a payout.
QRIS
0.7%
per successful transaction
Virtual Account
Rp4,000
per successful transaction (BCA Virtual Account: Rp4,500)
No setup fee. No monthly fee.
Payout / Disbursement Fee
Every payout is charged 1% of the payout amount or Rp2,500, whichever is higher. The minimum payout amount is Rp10,000.
Example: a Rp50,000 payout is charged Rp2,500 (since 1% = Rp500 is lower than Rp2,500). A Rp1,000,000 payout is charged Rp10,000 (since 1% is higher than Rp2,500).
Last updated: October 24, 2026
Questions about fees? Contact us →Frequently Asked Questions
Is Apipay a bank?
No. Apipay is a commerce platform, not a bank or a payment gateway. Payment services are provided by connecting merchants to various licensed payment service providers (PSPs) that partner with Apipay.
How much does Apipay charge for QRIS?
QRIS costs 0.7% per successful transaction, with no setup fee or monthly fee. See the Pricing page for the full breakdown.
How much does Apipay charge for Virtual Account?
Virtual Account costs Rp4,000 per successful transaction (BCA Virtual Account: Rp4,500), with no setup fee or monthly fee.
How much does a payout cost?
Every payout is charged 1% of the payout amount or Rp2,500, whichever is higher. The minimum payout amount is Rp10,000.
Can individuals register without a registered business?
Yes. Both individuals and businesses can register and start accepting payments; you don't need a registered business.
Is there a sandbox mode for testing?
Yes. Apipay provides a free sandbox mode so you can test your integration before going live.
Which banks are supported for Virtual Account?
Apipay currently supports Virtual Account for BCA, BNI, BRI, BSI, and Mandiri, alongside QRIS.
How do I know when a payment comes in?
Apipay sends realtime webhook notifications for every transaction status change, with signature verification on every event.